Many people find mortgages confusing and difficult to understand, with so many options to consider and with the best rates changing on a daily basis. Thatís why itís essential you get professional advice on such an important decision whether youíre buying, selling or just remortgaging. By arranging a mortgage consultation with the ďThe Exchange Mortgage ServicesĒ we can offer independent advice and recommendation tailored to suit your circumstances with access to the whole of the market saving you the time of shopping around. Here are some useful reference guides to get you started.
Use this guide if you havenít got time to look at all the areas below or want to print a quick reference tool for future reference.
A basic and brief description of the main mortgage options.
A quick reference guide to the main mortgage products and some of the usual features.
Much Can I Borrow
How much you can borrow varies from each lender and will be discussed during your mortgage consultation but here is a quick guide on how that decision may be made.
Itís extremely important that when you buy a property you properly protect it and yourself. Here are some of the areas to consider.
Find out some of the ways you can choose to repay your mortgage. Here is a brief description of how they work.
A brief explanation of some of the costs that you may encounter.
By Step Planner
Use this simple and helpful planner to organise yourself.
Post completion: although you have now moved into your property there may be some additional matters which arise and the most common of these are explained here in more detail.
Cost Of Moving
It can be very easy to forget or miss a particular cost. During a mortgage consultation we will assist you in completing this estimate of the costs to match your circumstances.
Regardless of what amount a lender may be prepared to lend you itís vital you establish how much you can afford to repay. Prior to and during a mortgage consultation we will complete a budget planner with you.
You can use this checklist to guide you through the various stages.
Your home may be repossessed if you do not keep up repayments on your mortgage